In this episode… We explore the idea of semi-retirement, or semi-FI. This can give you a lot of the benefits of FIRE in a shorter amount of time. We think semi-FI is a hugely underappreciated approach. Here, we discuss the benefits of semi-retirement and the trade-offs to help you consider
Continue readingPodcast: Pat Just Bought A House (Q&A with a New Homebuyer)
In this episode… A special show today, as we discuss Pat’s recent home purchase. I grill him for the details and ask all the important questions – like why, where, how much he paid, and whether this affects his financial independence plans? Listen to the show… (you can also
Continue readingInvesting vs Speculating (and How to Tell the Difference)
In the last 12 months, the world has welcomed a huge group of people now interested in investing. And that’s an unbelievably good thing. I love that more folks are now keen to get their money working for them, thinking about wealth and even financial independence. But I have one
Continue readingPodcast: Tuning Out the Financial Noise to Build True Wealth
In this episode… Why we need to tune out the financial noise in our lives. We explain how it creates FOMO and distracts us from our current plans. Most importantly, we share practical advice for staying focused on your Financial Independence goals in a noisy world. Because true wealth includes
Continue readingPodcast: Big Wins to Boost Your Savings Rate
In this episode… Today we share how to nail down the big categories of spending – housing, cars, food and holidays. Because getting these right really ramps up your savings rate and your ability to build wealth faster! These are ideas we’ve implemented in our own lives so we wanted
Continue readingPodcast: Our Thoughts on Other Asset Classes (Bonds, Bitcoin, Gold and More!)
In this episode… You’ve already heard our thoughts on shares and property. So, on this week’s show we share our views on the other investment options we’re regularly asked about… Bitcoin and crypto. Gold and commodities. Fractional property investing. Peer-to-peer lending. Real estate investment trusts and infrastructure. And mortgage
Continue readingHow to Get Through the ‘Boring’ Middle Part of the FI Journey
When we begin our big adventure towards financial independence, it’s extremely exciting. We can see the dollars building up. We can see our future options expanding. The later stage of the journey is also filled with anticipation and excitement, as we count down the days to freedom. But what about
Continue readingPodcast: FIRE Away! – Listener Questions Roundup
Welcome to our first Q&A episode, where we answer a bunch of questions sent in by listeners. We’ve got a great range of topics to discuss to kick things off, so I hope you enjoy it. As always, you can send us a question – fireandchillpod@gmail.com – and we’ll feature it
Continue readingInvesting in 2021 – Comparing the Options
I don’t normally do articles like this. But because 2020 was so bizarre, I feel like it makes sense to take stock of our options in 2021. Ideally, things will be heading back towards some type of ‘normal’ this year and you’ll have regular savings to invest. So let’s take
Continue readingPodcast: FIRE Philosophy – Lessons from the World’s Greatest Cult
In our first episode of 2021, we discuss the mindset and thought process inside the FIRE movement. Let’s be honest, the FIRE movement has turned into somewhat of a cult! But it’s a positive, empowering and help-each-other-prosper kind of cult. Our philosophy, values, and beliefs are often very different from
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