When we begin our big adventure towards financial independence, it’s extremely exciting. We can see the dollars building up. We can see our future options expanding. The later stage of the journey is also filled with anticipation and excitement, as we count down the days to freedom. But what about
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Podcast: Time and Money Are Interchangeable
Listen to the show: (or download the mp3 file here) In today’s episode, we’re talking about the relationship between time and money. Understanding the many ways in which these two things are related is key for building a strong financial future and a satisfying life. Framing our time and
Continue readingBest Paying Jobs in Australia Without A Degree
I’ve long asserted that you can earn a good income in Australia without a degree. As most of you know, I didn’t finish school, let alone go to university. Despite this, I earned a healthy income ($75,000 on average) as a storeman/forklift operator. And this was enough that I could
Continue readingPodcast: Emergency Funds & Short Term Savings
Listen to the show: (if you prefer, download the mp3 file here) In this episode, we discuss the ins and outs of emergency funds and other short-term savings like house deposits etc. How much you need, where to keep it, balancing risk vs reward and more! During the show,
Continue readingPodcast: The #1 Factor for Financial Independence – Your Savings Rate
Listen to the show: In this episode, we take a deep dive into why your savings rate is more important than any other factor when it comes to retiring early. If there’s one thing to focus on, this is it! (if you prefer, download the mp3 file) We discuss:
Continue readingSemi-Retirement: Your Shortcut to Freedom?
We all love the idea of complete Financial Independence (FI). Abundant free time, and passive income covering all our expenses. The only issue is, building this level of wealth and financial strength can be a long road. And even though 10-20 years of full-time work for a lifetime of freedom
Continue readingCan You Achieve Financial Independence on a Low Income?
A common assumption among the population, even among those aiming to retire early, is that you can’t build wealth and reach Financial Independence on a low income. And the only stories you hear of lucky people who do manage it, are those with huge six-figure salaries and no kids. Aussies with
Continue readingWhat I Would Tell My Teenage-Self About Work, Life and Money
Recently, a reader asked me to write a post on this theme. And it threw me back a bit. Because it’s quite a big and intimidating question to answer! After all, it sounds like life advice, which should probably be dished out by someone who’s a bit older and a
Continue readingThe Ultimate Guide to Debt Recycling (Updated: 2020)
Debt recycling gets talked about a lot. But written about? Not so much. And this is a topic I get asked about all the time. So today, I’ll offer my thoughts on debt recycling, and cover some things that I see missing from the conversation. Hopefully, by the end of
Continue readingUh-Oh, Call The Internet Retirement Police!
Early Retirement is a noble pursuit. At least, in my book. We spend many years working, saving and investing to finally arrive at our destination. But what then? Well, the majority of people I’ve come across, end up enjoying their new found freedom for a while, spending extra time with
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