Most readers know that I added an international index fund to our personal investment portfolio. Ever since then, I’ve been meaning to write this post. Because let me tell you, there’s no shortage of options to choose from! Too much choice often leads to overwhelm, which is really unhelpful when
Continue readingCategory: Investing
All of my posts relating to investing for Financial Independence. Topics covered include: learning about the sharemarket, creating passive income, property investing, LICs and index funds, and more.
My focus is on creating a healthy income stream from investments to live on and retire early.
Short-Termism and Market Madness
Since this coronavirus thing began, it seems more people have developed a nasty habit of thinking only in short time-frames. A survival instinct has kicked in, emotions take over, and people simply do whatever feels right today, because tomorrow seems so uncertain. This seems harmless at first. But it’s really
Continue readingWhy Finance Bloggers Can’t Tell You How to Invest
The Financial Independence community is an open, helpful and generous bunch of people. Folks share their savings ideas, lifestyle philosophy, and often every detail of their personal finances. They share tips for earning more, and where to find the best deals on pretty much everything! The aim of all this
Continue readingMy Latest Thoughts on Dividends and Diversification
Recent events have prompted me to think more deeply about our investments, our personal situation, and how I want to invest going forward. Most of you will know, we’re steadily transitioning from property to shares over time. The strategy is a bit like this. This lets us build our share
Continue readingPaying Off Your Mortgage vs Investing Revisited
It’s time to check in with an old friend. The debate between paying off your mortgage or investing. I’ve written about this before, about a year ago. So why am I writing this post? Well, because some of the numbers have now changed. The trade-off looks different than it did
Continue readingFocus, Diversification and Early Retirement
Most people who want to retire early have got their finances in order. They’re heading in the right direction – saving, investing, paying down debt. And in most ways, they’re already well-off. Despite this, some of these folks have next to no chance of retiring anytime soon. That is, unless
Continue readingMy Thoughts On The Current Sharemarket Crash
I wasn’t planning to write about the current market fall. Especially since I already published a hefty article on the topic when the market was falling back in 2018. If you missed that one, here it is: “Long Term Investing & Shrugging Off Sharemarket Falls” But it seems the coronavirus
Continue readingHow to Implement Peter Thornhill’s Investment Strategy in 2020 and Beyond
I realised something recently. Although Peter Thornhill is well-known and investing for dividend income is not a new concept, there is no official step-by-step guide to implement his method. So, with Peter’s approval, I decided to create this ‘how-to’ article, for those who want to get started and put the
Continue readingThe Aussie Guide to Real Estate Investment Trusts (REITs)
REITs are something I’ve mentioned in passing many times on the blog. But today is the day I finally put pen to paper (or is it words to screen?) and delve right into this topic. Real estate investment trusts come in all sorts of shapes and sizes (literally). We’ll look
Continue readingEverything You Need To Know About High Yield Investments
When people start investing for an income stream, as I advocate, quite a few get drawn towards finding the highest yielding investments. After all, if you want income, then a high yield is better, right? Well, no not necessarily. There’s lots more to it than that, which we’ll cover in
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