Recommendations

This page will keep a running list of products, services and other various things that I’m a fan of.

I will only recommend stuff I use personally or genuinely approve of.  And I’ll update this page if anything changes.

Some things listed here contain affiliate links.  For the ones that do, this blog will receive a credit or commission, if you choose to signup or purchase using the link provided.  So thank you in advance, I really appreciate it!

 

Peer-to-Peer Lending: RateSetter

I’ve been using the RateSetter peer-to-peer lending platform for years now and achieving solid returns, in the form of high yield monthly income.

Related Article: Become A Bank With Peer-to-Peer Lending

RateSetter offers a good range of investment options from 1 month to 7 years.  I’ve been happy with the customer service and the transparency of fees and data.  Also, the platform is quite user friendly and even fun to use!

Special Signup Bonus for Strong Money Readers:  Use this link to receive a $100 bonus when you invest $1000 in the 3 year market (or longer).  Read the T&Cs here.

 

Portfolio Tracking:  Sharesight

Sometimes it’s difficult to keep track of all those juicy dividends during the year!

So I use Sharesight, (which is free up to 10 holdings) because you can record all share transactions and dividend payments easily in one place.

It tracks the performance of your portfolio, and can also generate income reports to help with your tax returns.  That one feature alone is a huge time saver!  And if you go for a paid subscription – it’s tax deductible!

Special Deal for Strong Money Readers:  Get 4 months free when you sign up to an annual plan using this link. 

 

Online Stockbroker: SelfWealth

Recently, I’ve started using SelfWealth as my online stockbroker to purchase shares.

The fees are incredibly cheap, a flat $9.50 per trade, no matter how big the trade is!

Using a low-cost broker like this can add up to huge savings over the long term.

Signup with my referral link here to receive 5 free trades!

See related posts below, about my approach to investing in shares…

 

Index Funds: Vanguard

If you’re looking to invest in index funds, the pioneer of low cost investing options is Vanguard.

If you want to invest in Vanguard funds by going direct to them, the fees are a bit expensive.  The cheapest way to do so is by purchasing units in the ETF version, via an online stockbroker (see above).

But there is convenience in going direct to Vanguard – you never need a brokerage account or to look at stock prices, ever.

 

Internet:  Aussie Broadband

We recently went looking for an NBN provider.  After looking around at prices and reviews, we decided to go with Aussie Broadband (fantastic reviews and reasonable prices).

Very happy so far – good communication, easy setup, reliable internet and an Aussie call centre!

So check ’em out.  And when you sign up, use my refer-a-friend code – 3103355 – for $50 credit!

 

Airbnb:

We use Airbnb to find pet-friendly short-stay accommodation, when we take road trips to visit some of the beautiful areas in Western Australia.

Just as enjoyable as international trips, lots cheaper, and best of all, our dog gets to come with us!

Get $55 off your first trip, when you sign up using this link.

 

Online Bookstore:

Sometimes when buying a book, the price difference can be huge, depending on where you go.

After looking around, this is definitely the best value online bookstore for Aussies!

They’ve got great prices, a huge range and free worldwide shipping.

Click here to browse around and see the value they offer!

 

Pet Circle:

Buying pet food can cost a fortune if you get it from the wrong place, like a supermarket, or an overpriced pet store.

We save a ton of money buying our dog’s biscuits and heartworm online from Pet Circle.  They regularly have the lowest prices I can find and offer free shipping over $29.

Better yet, use this referral code – REFFKN3 – and you’ll get $10 off your first order, if you spend $50 or more.

 

Specific Books:

Motivated Money, by Peter Thornhill

An incredible book, explaining in simple terms, how to invest in the sharemarket.
Peter shows how focusing on the income stream, instead of zig-zagging share prices, offers a more reliable long term investment strategy and a growing income for life.

I can’t recommend this book highly enough, especially for those starting out.

The dividend investing approach is simple and effective.  This book changed how I think about shares for good.

Pick it up from your local library, or grab a copy direct from his website.
www.motivatedmoney.com.au

 

Take A Financial Leap, by Pete Wargent

A great book describing the three principles Pete considers vital to building financial success and a more abundant life.

He details how to invest in property and shares (LICs) to create the life you want to live.
And some excellent thoughts on finding your passion, starting a small business and how to thrive doing something you love.

I found this book really helpful in getting me to think about what I wanted to pursue after reaching financial independence.

If it’s not at your local library, you can get your copy here.

 

The Only Money Guide You’ll Ever Need, by The Barefoot Investor

Full of common-sense and easy-to-read financial advice, from a likeable and clued-on bloke!

His writing is very Australian centric, which is nice.  I didn’t agree with everything in it, but this book is a great starting point for anyone in building their financial literacy.

Although I only just got around to reading this book, I really enjoyed it.  It would have certainly helped me if I’d read it at the start of my financial journey.  He shares a simple, yet wise approach to money and investing.

Check the library first.  If not, you can grab a copy here.

 

Calculators:  Networthify

Simple and powerful.  Probably the best Financial Independence calculator I’ve ever found!  Check it out here.

Plug in your income and spending, and this calculator will tell you how long until you can retire.  Have a play around with the numbers and see what a difference boosting your savings rate can make!

 

MoneySmart Calculators

An incredible list of useful calculators and tools.  From compound interest, to budgeting, to mortgage and super calculators – all found free on ASIC’s MoneySmart website here.