Recent events have prompted me to think more deeply about our investments, our personal situation, and how I want to invest going forward. Most of you will know, we’re steadily transitioning from property to shares over time. The strategy is a bit like this. This lets us build our share
Continue readingTag: Financial Independence
Focus, Diversification and Early Retirement
Most people who want to retire early have got their finances in order. They’re heading in the right direction – saving, investing, paying down debt. And in most ways, they’re already well-off. Despite this, some of these folks have next to no chance of retiring anytime soon. That is, unless
Continue readingWhy Financial Independence Is Getting Easier – Part Two (The Future of FI)
So last time we covered how and why Financial Independence is getting easier over time. This week I’ll share my thoughts on the future of FI. We definitely have some challenges on the horizon, and I’m sure it won’t be smooth sailing. But I think we’ll come out the other
Continue readingWhy Financial Independence Is Getting Easier – Part One
After last week’s post and thinking about the current health crisis, it’s easy to feel down. We get concerned about the state of the world and, understandably, worry about the future. But it’s time to bring some optimism back. We need some positivity to lighten our spirits! So, in this
Continue readingMy Thoughts On The Current Sharemarket Crash
I wasn’t planning to write about the current market fall. Especially since I already published a hefty article on the topic when the market was falling back in 2018. If you missed that one, here it is: “Long Term Investing & Shrugging Off Sharemarket Falls” But it seems the coronavirus
Continue readingOptimisation Day: The Annual Gift To Your Future-Self
A relatively simple post today. But despite its simplicity, the instructions here (when acted upon) are incredibly powerful. This is not a learning/thinking style post. This is an article about action and results! As you’ll see, Optimisation Day is going to be your most profitable day of the year. It’ll
Continue readingSemi-Retirement: Your Shortcut to Freedom?
We all love the idea of complete Financial Independence (FI). Abundant free time, and passive income covering all our expenses. The only issue is, building this level of wealth and financial strength can be a long road. And even though 10-20 years of full-time work for a lifetime of freedom
Continue readingHow to Implement Peter Thornhill’s Investment Strategy in 2020 and Beyond
I realised something recently. Although Peter Thornhill is well-known and investing for dividend income is not a new concept, there is no official step-by-step guide to implement his method. So, with Peter’s approval, I decided to create this ‘how-to’ article, for those who want to get started and put the
Continue readingInterview with Mrs Strong Money: Insights From the Better-Half
Long before Strong Money Australia existed, two unlikely people teamed up. One, more of a spender. The other, passionately frugal. One, an outgoing extrovert. The other, a quiet introvert. One, an enjoy-the-day type of person. The other, a think-and-plan-the-future type of person. I could go on, but you get the
Continue readingCan You Achieve Financial Independence on a Low Income?
A common assumption among the population, even among those aiming to retire early, is that you can’t build wealth and reach Financial Independence on a low income. And the only stories you hear of lucky people who do manage it, are those with huge six-figure salaries and no kids. Aussies with
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