In today’s episode, we discuss how to approach asset allocation in Australia when your goal is Financial Independence. We explain why asset allocation matters and how it affects our ability to create passive income, retire early (and stay retired!) for a long period of time. How much should we invest
Continue readingTag: long term investing
Podcast: Property vs Shares – A Closer Look at the Major Asset Classes
Listen to the show: (or if you prefer, download the mp3 file here) In this podcast, we take a deep dive into the two major asset classes that people turn to for long term returns: property and shares. These investments are best suited to deliver the income and growth
Continue readingMy Thoughts On The Current Sharemarket Crash
I wasn’t planning to write about the current market fall. Especially since I already published a hefty article on the topic when the market was falling back in 2018. If you missed that one, here it is: “Long Term Investing & Shrugging Off Sharemarket Falls” But it seems the coronavirus
Continue readingEverything You Need To Know About High Yield Investments
When people start investing for an income stream, as I advocate, quite a few get drawn towards finding the highest yielding investments. After all, if you want income, then a high yield is better, right? Well, no not necessarily. There’s lots more to it than that, which we’ll cover in
Continue readingHow to Get Ahead in a Slow Economy
While I consume little news these days, I still manage to come across various stories along the lines of… The economy is sluggish and headed for recession. Secure full-time jobs are rare and hard to get. And wages growth is stagnant, while the cost of living continues to rise relentlessly.
Continue readingInvestment Portfolio Update: Mid-Year 2019
Half way through the year already! Where the hell did that go? With the end of the Financial Year behind us, I thought I’d provide an update on how our portfolio is going. Not only that, but it’s tax time, which means I’m piecing together our income for the year.
Continue readingWhat I Would Tell My Teenage-Self About Work, Life and Money
Recently, a reader asked me to write a post on this theme. And it threw me back a bit. Because it’s quite a big and intimidating question to answer! After all, it sounds like life advice, which should probably be dished out by someone who’s a bit older and a
Continue readingIs the Aussie Sharemarket More Diversified Than You Think?
Depending on who you are, you might be outraged or scoff at even the thought of this question! We’re off to a cracking start then! The idea is ridiculous. Because after all, the Aussie sharemarket is nothing more than a few big banks and hole diggers (miners), with pretty much
Continue readingMy Changing Thoughts on Index Funds in Australia
Index funds are a fantastic invention for a number of reasons. But a couple of years ago, I wasn’t all that keen on investing in Australian index funds, as I wrote about here. Yet fast forward to today, and the Vanguard Australian shares index fund (VAS) is one of the
Continue readingMortgage, Investing or Super – Where Should You Put Your Money?
“Should I pay off my mortgage or invest? Or should I put money into Super?” These questions come up all the time for people looking to reach Financial Independence, or simply build a better future for themselves. And it’s a tricky one, because it depends on a lot of things.
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