Let’s face it. Sometimes our hope of a perfectly smooth future turns out to be a little misguided. This applies to those in the workforce as well as those who retire early. All of us need backup plans in place for times when things get a little rocky. For example,
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A Complete Guide to LIC Premiums and Discounts
Unless you’re brand new here, you’ll know I invest in listed investment companies (LICs). If you are new, welcome! But do check out this post on LICs before continuing with today’s article. Otherwise you may not know what the hell I’m talking about! For regular readers, some of you have
Continue readingStrong Money Household Spending Revealed!
For a while now, I’ve been talking a big game on frugality. So I thought it’s only fair that you get to see me in my financial underwear and find out where our money really goes. Admittedly, I never had a specific measure of how much we spent each year,
Continue readingLong Term Investing & Shrugging Off Sharemarket Falls
Most of you will have noticed the sharemarket has fallen in recent months. A bit over 10%. Nothing spectacular to be honest. But enough to make new investors nervous. Will the market keep falling? What should we do? There’s lots of questions and concerns. And that’s completely normal. It’s not
Continue readingIt’s All About The Increments Baby!
There’s often a claim made that goes something like this: “Get your biggest expenses under control and most of the hard work is done.” The theory being your biggest items are where most of your money goes. So fix that, and you’ll automatically have a decent savings rate. But these
Continue readingIs Your Dream House Costing You Your Freedom?
The largest progress to financial independence is made through cutting wasteful spending and being more in control of our money. Then investing this surplus cash to create many more future dollars. But what about costs that aren’t optional, like housing? These need to be considered too, of course. While we’ve
Continue readingLessons After One Year of Blogging
Yes, that’s right, this blog is now just past its 1st Birthday! For the regular readers, you’ll probably remember how it started. Back in April last year, after a few refreshing months into early retirement, I decided to give myself a little hobby to work on. I’d been happily scribbling
Continue readingPerfection Is Our Enemy
Some people among us would call themselves a perfectionist. And occasionally, it’s even worn as a badge of honour. In fact, depending on your job, the trait may be somewhat of a necessity – food safety control perhaps? The aim for perfection itself can be a healthy habit of a
Continue readingPeter Thornhill on LICs, Dividend Investing and Other FAQ
Peter Thornhill is a well-known advocate for sharemarket investing. And in particular, he’s been educating others through his presentations and his book for almost two decades. I’ve mentioned him a number of times on this blog, with good reason. It’s Peter’s teachings that helped me make sense of the sharemarket
Continue readingSaving vs Investing – Where Should You Focus?
For those just joining us, they’d be forgiven for thinking this blog is simply about investing. We’ve been talking regularly about my love of dividend-focused investing for a while now. Because my investment approach is a little different to most in the financial independence space, there’s naturally plenty of questions.
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